VISA Credit Cards

Benefits of Your Credit Union VISA Credit Card!

VISA Credit Card

When choosing the right credit card, make sure you pick one that fits your personal needs and lifestyle! The KUE VISA Credit Card and its many uses give you the freedom to spend wisely and securely all while earning rewards at a low rate.  If you have no credit or are trying to improve your credit score, using a credit card responsibly has the potential for improving your credit score.

VISA Credit Card Benefits

- Chip Card Security
- No Annual Fee
- Low Rate
- 25 Day Grace Period on Purchases
- Accepted Worldwide
- Automatic Payments Available
- Money – Saving Balance Transfers
- 5.9% APR* for the life of the transfer
- Rewards Program
- $1,000,000 Travel Accident Insurance

To view the Complete Guide of Benefits, visit: https://i.markethubplus.com/FIS/card-benefits-by-type/PDFs/26604.pdf

*Annual Percentage Rate. Effective January 9, 2017. Must meet credit requirements.

NOTICE:  Due to a change made by our credit card processor, the interest rate calculation for cash advances will be changing. THE INTEREST RATE METHOD FOR PURCHASES WILL NOT BE IMPACTED. Effective September 17, 2021, the following methodology will be in place:

INTEREST AND FINANCE CHARGES — We will begin charging You interest on new purchases on the first day of the following billing cycle. We will begin charging You interest on cash advances and balance transfers on the date of the transaction or the first day of the billing cycle in which the transaction is posted to Your Account, whichever is later (transaction date). However, We will not charge You any interest on new purchases if You paid the entire new balance on the previous cycle’s billing statement by the Payment Due Date of that statement.

How We Calculate Your Balance:

Interest charges on Your Account are calculated separately for purchases, balance transfers and cash advances (“Transaction Type”). We figure the interest charge for each Transaction Type by applying the periodic rate to each corresponding “average daily balance.” To get the “average daily balance” for a Transaction Type We take the beginning balance for that Transaction Type each day, add any new transactions of that type (excluding new purchases), and subtract any unpaid interest or other finance charges and any applicable payments or credits. This gives Us the daily balance for each Transaction Type. Then, for each Transaction Type, We add up all the daily balances for the billing cycle and divide each total by the number of days in the billing cycle. This gives Us the “average daily balance” for each Transaction Type.

VISA Credit Card Information

To view your KUE VISA statements, transactions and make payments, you will need to access your VISA card via your Online Banking. This is to increase the security of your credit card. If you need your Online Banking password reset, please contact our office at 859-367-1230.

To view your VISA Platinum Card Rewards, follow the link below & register:

https://www.scorecardrewards.com/#/KUEFCU