They're never too young to learn. 

Discover a Youth Checking Account complete with all the resources needed to teach them the basics of banking and prepare them for the future. 

Benefits You’ll Love  

  • Designed for young members 
  • Get monthly statements that you can track  
  • Parent-accessible for hands-on guidance 
  • No monthly service fees or minimum balance requirements 
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

$
$
#
  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
$
$
%
2. Loan Details
%
#
%
3. Lease Details
%
#
$
%
Share Certificates CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

$
#
%
What is the compounding interval?
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

$
#
%
$
Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

$
%
#
  • Total paid $0
  • Total interest paid $0

Certificates of Deposit (CDs) – Share, Education, IRA, and Roth IRA

Period Min Balance Payment Rate APY*
9 Month $1,000.00 Monthly 4.649% 4.750%
1 Year $1,000.00 Monthly 2.374% 2.400%
2 Years $1,000.00 Monthly 2.472% 2.500%
3 Years ** $1,000.00 Monthly 2.765% 2.800%
5 Years ** $1,000.00 Monthly 2.862% 2.900%

Rates as of August 10, 2023.

* Annual Percentage Yield. Rates offered are subject to change without notice. Certificates of Deposits are subject to a penalty for early withdrawal.

** Certificate of Deposits with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate.

Christmas Club Accounts

Min Balance Period Rate APY*
$5.00 Monthly 0.20% 0.20%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Credit Cards

Type Grace Period Annual Fee APR*
Visa Platinum 25 days $0.00 As low as 9.90%

Rates as of January 9, 2017.

* Annual Percentage Rate. Rates offered are subject to change without notice. Your rate may be higher based on your credit history.

Financial Services

KUE offers a full range of financial services.

Service Service Cost
Excessive Transaction Fee $5.00 per transaction over 6 items per month (savings accounts)
Starter Checks $2.50 per 8 Checks
Money Orders 2 Free per Month, $1.00 for each additional
Cashier’s Check $5.00 per request
Stop Payment $10.00 per request
Returned Check $30.00 per item
Courtesy Pay $10.00 per item
Photo Copy $2.00 per request
Copy of Statement $5.00 per Month
Debit Card Replacement $10.00 for 2nd request (and any additional requests) within a 12-month period
Outgoing Wire Transfer $20.00 Domestic per request / $35.00 International per request
Incoming Wire Transfer $5.00 per request
Dormant Account $12.50 per quarter, after 2 years of inactivity
Notary Service Free for Members

Instructions To Wire Funds To KUE Federal Credit Union:

Wire Funds To:
Corporate One FCU
Columbus, OH
ABA Number: 244084264

Further Credit To:
KUE Federal Credit Union
Lexington, Kentucky
Account Number: 242186258

Final Credit To:
Your Name
Your KUE FCU Member/Account Number
Amount: $__________________

Note: For a guarantee on funds, ALL wire transfers must be deposited through Corporate One Federal Credit Union then deposited into KUE Federal Credit Union. For same day availability, all wire transfers must be called in before 3:00pm in order to post into the account the same day. If you have any questions please do not hesitate to call.

Home Equity Loan

Type Terms APR*
Fixed Rate with Fixed Terms Up to 10 years As low as 6.75%

Call Credit Union at (859) 367-1230 for current rates.

Rates effective as of August 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.

* Annual Percentage Rate.

Home Equity Open-End Line of Credit

Type Terms APR*
Home Equity Open-End Line of Credit Up to 20 years Prime minus 1%

Call Credit Union at (859) 367-1230 for current rates.

Rates effective as of October 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.

* Annual Percentage Rate.

Kasasa Cash

Min Balance Period Rate APY*
$5.00 Monthly 4.00% 4.00%
$10,000.01 Monthly 0.25% 0.25%

Rates as of April 1, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Kasasa Saver

Min Balance Period Rate APY*
$5.00 Monthly 0.75% 0.75%
$10,000.01 Monthly 0.20% 0.20%

Rates as of April 1, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Loan Savings Accounts

Min Balance Period Rate APY*
$5.00 Monthly 0.20% 0.20%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Mortgage Loans

Type Terms APR*
First Mortgage Up to 30 years Call for current fixed rate or apply online.

Call Credit Union at (859) 367-1230 for current rates.

* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.

Other Share/Savings Accounts

Account Min Balance Period Rate APY*
IRA Shares $5.00 Monthly 0.1998% 0.20%
Education Shares $5.00 Monthly 0.1998% 0.20%
Roth IRA $5.00 Monthly 0.1998% 0.20%

 

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Share Savings Accounts

Account Min Balance Period Rate APY*
Regular Shares $5.00 Monthly 0.20% 0.20%
Regular Shares $20,000.01 Monthly 0.80% 0.80%
Special Shares $5.00 Monthly 0.20% 0.20%
Special Shares $20,000.01 Monthly 0.80 % 0.80%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Share Secured Loans

Loan Type Terms APR*
Share Secured Up to 72 months 4% + Savings rate
Certificate Secured Up to 72 months 4% + CD rate

Rates as of August 1, 2023.

* Annual Percentage Rate. Rates offered are subject to change without notice.

Signature Loans

Loan Type Terms APR*
Unsecured 24 months As low as 9.50%
Unsecured 36 months As low as 10.50%

Rates as of September 19, 2024.

* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.

Vehicle Loans

100% Retail Value on Vehicles (Boats & RV’s)**

Lower your interest rate by taking advantage of the Rate Reduction Incentive.

Loan Type Terms APR*
New Up to 48 months As low as 5.00%
New 49 to 60 months As low as 5.75%
Used Secured Up to 48 months As low as 6.00%
Used Secured 49 to 60 months As low as 6.75%

Rates as of September 19, 2024.

* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.

** 80% Retail Value on Recreation Vehicles.

Youth Savings Accounts

Account Min Balance Period Rate APY*
Kids Club/Youth Account $5.00 Monthly 2.00% 2.00%
Kids Club/Youth Account $1,500.01 Monthly 0.25% 0.25%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.