Unlock Your Home's Potential
Unlock Your Home’s Potential!Are you ready to make the most of your home’s equity? From April 1, 2025, to June 30 2025, take advantage of our exclusive Home Equity Line of Credit (HELOC) and Fixed-Rate Second Mortgage specials designed to help you achieve your financial goals.
HELOC Special – Low Introductory Rate! For the first year, enjoy a special introductory rate of just 2.50%APR* on your HELOC! After the introductory period, the rate will revert to our current competitive rate. A HELOC is a flexible way to finance home improvements, consolidate debt, or cover unexpected expenses—borrow what you need, when you need it!
Fixed-Rate Second Mortgage – Stability You Can Count On. If you prefer a predictable monthly payment, our Fixed-Rate Second Mortgage is available at just 5.00% APR**. This is a great option if you need a lump sum for a major expense like home renovations, a wedding, or debt consolidation.
These special rates are only available for a limited time. Whether you're looking for flexibility or a fixed-rate solution, we have the right home equity option for you. Apply between April 1, 2025,and June 30, 2025, to take advantage of these incredible savings! Contact us today to learn more and get started.
HELOC Special: *APR = Annual Percentage Rate. Introductory rate of 2.50% APR is subject to change without notice. Rates effective 04/01/2025 through06/30/2025. Introductory APR is available for all new lines of credit for a 12-month period of time from the date of the line of credit account opening. Minimum $10,000 line amount for promotional rate. Refinancing of existing KUE FCU equity loans and lines of credit are excluded from introductory APR. The introductory APR will automatically terminate at the end of the 12-month introductory period and revert to the prime rate at that time. No notice to borrower required. Upon expiration of the introductory rate, the advertised regular rate applies to credit-worthy borrowers with property values equal to80% loan to value (LTV). Your APR may vary. All balances will accrue interest at the variable APR in effect for your account based on LTV and creditworthiness. Rates may vary based on creditworthiness and loan-to-value (excludes rental properties). Primary residence only. Property insurance is required. Loans available for residences in Kentucky and surrounding states. Membership eligibility required. Credit Union is federally insured by the National Credit Union Administration and is an equal housing lender.2nd Mortgage Special: **APR = Annual Percentage Rate at 5.00% loan for a 10-year term. Rates effective 04/01/2025 through 06/30/2025. Minimum loan amount of $25,000 required. $25,000 in new money required when refinancing an existing KUE FCU Home Equity Loan. Interest rates are based on creditworthiness and your home's loan-to-value. Primary residence only. Property insurance is required. Loans available for residences in Kentucky and surrounding states. Membership eligibility required. Credit Union is federally insured by the National Credit Union Administration and is an equal housing lender.