APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.

Checking

Kasasa Cash Learn More

Min Balance Period Rate APY*
$5.00 Monthly 4.00% 4.00%
$10,000.01 Monthly 0.25% 0.25%

Rates as of April 1, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Savings

Kasasa Saver Learn More

Min Balance Period Rate APY*
$5.00 Monthly 0.75% 0.75%
$10,000.01 Monthly 0.20% 0.20%

Rates as of April 1, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Christmas Club Accounts Back to Top Learn More

Min Balance Period Rate APY*
$5.00 Monthly 0.20% 0.20%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Share Savings Accounts Back to Top Learn More

Account Min Balance Period Rate APY*
Regular Shares $5.00 Monthly 0.20% 0.20%
Regular Shares $20,000.01 Monthly 0.80% 0.80%
Special Shares $5.00 Monthly 0.20% 0.20%
Special Shares $20,000.01 Monthly 0.80 % 0.80%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Loan Savings Accounts Back to Top Learn More

Min Balance Period Rate APY*
$5.00 Monthly 0.20% 0.20%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Youth Savings Accounts Back to Top Learn More

Account Min Balance Period Rate APY*
Kids Club/Youth Account $5.00 Monthly 2.00% 2.00%
Kids Club/Youth Account $1,500.01 Monthly 0.25% 0.25%

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Other Share/Savings Accounts Back to Top Learn More

Account Min Balance Period Rate APY*
IRA Shares $5.00 Monthly 0.1998% 0.20%
Education Shares $5.00 Monthly 0.1998% 0.20%
Roth IRA $5.00 Monthly 0.1998% 0.20%

 

Rates as of October 2, 2023.

* Annual Percentage Yield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Loans

Vehicle Loans Learn More

100% Retail Value on Vehicles (Boats & RV’s)**

Lower your interest rate by taking advantage of the Rate Reduction Incentive.

Loan Type Terms APR*
New Up to 48 months As low as 5.50%
New 49 to 60 months As low as 6.25%
Used Secured Up to 48 months As low as 6.50%
Used Secured 49 to 60 months As low as 7.25%

Rates as of August 1, 2023.

* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.

** 80% Retail Value on Recreation Vehicles.

Signature Loans Back to Top Learn More

Loan Type Terms APR*
Unsecured 24 months As low as 10.00%
Unsecured 36 months As low as 11.00%

Rates as of August 1, 2023.

* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.

Share Secured Loans Back to Top Learn More

Loan Type Terms APR*
Share Secured Up to 72 months 4% + Savings rate
Certificate Secured Up to 72 months 4% + CD rate

Rates as of August 1, 2023.

* Annual Percentage Rate. Rates offered are subject to change without notice.

Mortgage Loans Back to Top Learn More

Type Terms APR*
First Mortgage Up to 30 years Call for current fixed rate or apply online.

Call Credit Union at (859) 367-1230 for current rates.

* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.

Home Equity Open-End Line of Credit Back to Top Learn More

Type Terms APR*
Home Equity Open-End Line of Credit Up to 20 years Prime minus 1%

Call Credit Union at (859) 367-1230 for current rates.

Rates effective as of October 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.

* Annual Percentage Rate.

Home Equity Loan Back to Top Learn More

Type Terms APR*
Fixed Rate with Fixed Terms Up to 10 years As low as 6.75%

Call Credit Union at (859) 367-1230 for current rates.

Rates effective as of August 1, 2023 and are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.

* Annual Percentage Rate.

CDs

Certificates of Deposit (CDs) – Share, Education, IRA, and Roth IRA Learn More

Period Min Balance Payment Rate APY*
9 Month $1,000.00 Monthly 4.649% 4.750%
1 Year $1,000.00 Monthly 2.374% 2.400%
2 Years $1,000.00 Monthly 2.472% 2.500%
3 Years ** $1,000.00 Monthly 2.765% 2.800%
5 Years ** $1,000.00 Monthly 2.862% 2.900%

Rates as of August 10, 2023.

* Annual Percentage Yield. Rates offered are subject to change without notice. Certificates of Deposits are subject to a penalty for early withdrawal.

** Certificate of Deposits with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate.