Current Loan Rates & Dividends

See How Much You Can Earn and See How Much You Can Save!

Vehicle Loans

100% Retail Value on Vehicles **(Boats, Motorcycles, & RV’s)
Lower your interest rate by taking advantage of the Rate Reduction Incentive

Loan Type Terms *APR
New Up to 48 months As low as 2.50%
Used Secured Up to 48 months As low as 3.25%
Used Secured 49 to 60 months As low as 4.00%

Rates as of October 9, 2018.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.
** 80% Retail Value on Recreation Vehicles with 2% added to base rate.

Mortgage Loans

Type Terms *APR
First Mortgage Up to 30 years Call for current fixed rate or apply online.
Home Equity Open-End Line of Credit Up to 20 years Call for current variable rate.
Home Equity Loan Fixed Rate with Fixed Terms Up to 10 years Call for current fixed rate.

Call Credit Union at (859) 367-1230 for current rates. 
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE mortgage loans.

Share Secured Loans

Loan Type Terms *APR
Share Secured 48 months 3.25%
Certificate Secured 48 months 3.25%

Rates as of October 9, 2018.
* Annual Percentage Rate. Rates offered are subject to change without notice.

Credit Cards

Type Grace Period Annual Fee *APR
Visa Platinum 25 days $0.00 As low as 9.90%

Rates as of January 9, 2017.
* Annual Percentage Rate. Rates offered are subject to change without notice. Your rate may be higher based on your credit history.

Signature Loans

Lower your interest rate by taking advantage of the Rate Reduction Incentive

Loan Type Terms *APR
Unsecured 24 months As low as 6.50%
Unsecured 36 months As low as 7.50%

Rates as of October 9, 2018.
* Annual Percentage Rate. Rates offered are subject to change without notice. This credit union and its policies comply with Equal Credit Opportunity Act. All credit offers and rates subject to approval. Rate based on credit eligibility and is subject to change. Your rate may be higher based on your credit history. Refinancing not available for existing KUE loans.

Dividends - Share / Savings Accounts

Account Min Balance Period Rate *APY
Regular Shares $5.00 Monthly 0.20% 0.200%
Regular Shares $20,001 Monthly 0.40% 0.400%
Special Shares $5.00 Monthly 0.20% 0.200%
Special Shares $20,001 Monthly 0.30% 0.300%
Loan Shares $5.00 Monthly 0.20% 0.200%
IRA Shares $5.00 Monthly 0.20% 0.200%
Education Shares $5.00 Monthly 0.20% 0.200%
Roth IRA $5.00 Monthly 0.20% 0.200%
Christmas Club $5.00 Monthly 0.20% 0.200%

Rates as of June 5, 2018.
* Annual PercentageYield. Calculation based on $100,000. Dormant fees could reduce the earnings on an account. Rates offered are subject to change without notice.

Dividends - Share, IRA or ROTH IRA Certificate of Deposits

Period Min Balance Payment Rate *APY
1 Year $1,000.00 Monthly 2.0% 2.018%
2 Years $1,000.00 Monthly 2.25% 2.273%
3 Years ** $1,000.00 Monthly 2.45% 2.478%
5 Years ** $1,000.00 Monthly 2.90% 2.939%

Rates as of October 10, 2018.
* Annual Percentage Yield. Rates offered are subject to change without notice. Certificates of Deposits are subject to a penalty for early withdrawal.
** Certificate of Deposits with 3 or 5 year maturities, you can step-up your rate one time during the term of the certificate.