Savings, CDs & IRAs

Share Savings Accounts

Our Regular Savings accounts give you all the flexibility you need while you build up a savings. The minimum deposit required to open an account with KUE FCU is $5. Our dividend rates are very competitive and are compounded monthly so you can see your savings grow. As with all KUE accounts, your savings are federally insured to $250,000 by the National Credit Union Administration.

There is no minimum or maximum transaction amount, so you can save a little or as much as you want - $1 a week or $100 dollars a day.

Christmas Club

This popular plan provides members with a system to budget for that special time of the year. Automatic payroll distribution is the most convenient method of systemically depositing money into a Christmas Club account. Dividends are paid monthly. Christmas Club is disbursed in October to your share account.

Everyone has a dream. It can be a Christmas with no bills, a vacations that is paid for, or a fantasy that needs only money to come true!

Such dreams are exactly what a KUE Savings Account is made for. Special savings accounts that you can designate as Christmas Club, Vacation Club or any other purpose desired. Having a formal savings account that you name a control while earning dividends paid on the average daily balance which are posted monthly is the perfect way to make you money grow into a dream come true!

All KUE Accounts Features

- Federally insured to $250,000 with NCUA
- Have no maintenance fees
- Direct Deposit

With a KUE Club Account there is no need for you to re-open the account every year (Example: Christmas Club) and you can select any name or designation you desire. Allow us to open your Club Account today.

Let us assist you in opening a Savings Account today. Call today for an application or apply online here.

Share Certificates

KUE Certificates of Deposits are the perfect way to achieve a high return while having the peace of mind of having your investment federally insured to $250,000 per account.

Certificates of Deposits Features

- Term can be customized to any time period of your choice 360 days up to 60 months
- Low minimum deposit ($1,000)
- Dividends can be either posted to your account or be paid directly to you
- Federally insured to $250,000 with NCUA
- Penalty for early withdrawal

Allow us to set up your Certificate Account today.

IRAs

Invest now and you will smile later, with a KUE IRA. Planning ahead for retirement is a smart move! See us soon to get yours started.

Traditional IRA

Funds invested in an Individual Retirement Account grow quickly at KUE FCU. IRA’s are available as regular passbook accounts or as certificates.

Everyone should have a long term retirement saving plan. While eligibility, permissible investment, participation and amount that can be invested are all set by Internal Revenue Service regulations, Individual Retirement Accounts can permit savers to shield deposits and income from taxes until retirement. At KUE we offer member one of the simplest and easy to acquire an IRA with the federally insured safety of a KUE investment.

Roth IRA

Unlike traditional IRAs, your contribution to a Roth IRA is made with after tax dollars. The money in your Roth IRA, including earnings, can be withdrawn tax free if you conform to the plan provisions.

Education Savings Account

This is a new tax advantaged savings account created by the Taxpayer Relief Act of 1997 to help you pay for your child’s higher education expenses.

IRA Features

- No minimum balance to open accrual account
- You can deposit any amount (subject to IRS regulations)
- Taxes on earning are deferred
- Investments are federally insured to $250,000 with NCUA
- Penalty for early withdrawal

Allow us to open your IRA account today, by calling KUE.